Dream Home Finder

Are you thinking about Buying a home? Maybe you’re first time home buyer and you aren’t sure what steps need to be taken to get you in that home?  In today’s busy world the thought of making one of your life’s biggest purchases can feel overwhelming, especially with how busy you are with your work your family life … trying to find time for yourself may be hard enough in itself… and now you need to find time to figure out the what, where, when and how to even begin looking for a home.

You may be asking your self:

Where do I begin?
What do I qualify for? How do I get a pre -approval?
Where do I find the best mortgage rates?
How big of a down payment is required?
Where do I find a Lawyer? And how expensive will a lawyer be?
Where do I begin looking for a home?
How and when can I see the homes that I am interested in?
If I find my perfect home, how do I negotiate a more affordable price?
What is a home inspection and how much doe is cost??

The list of questions that you may be asking yourself goes on and on…

My name is Karolina Baszak and I am a Real Estate Sales Representative with HomeLife Achievers Realty Inc., Brokerage, and I am here to help. I can guide you step by step and lift the stress right off your shoulders.

Having your best interest in mind, I assist you with all those questions that are running through your head.  Help you find a lawyer, direct you to a mortgage broker who can arrange you with the best mortgage rate, and search for the exact property you are looking for.

Whether your looking for a condo, a townhouse or a detached home.  I will work very hard to find you a place that you can call home, and help you achieve your real estate goals.

For those of you who are first time home buyer here is some information you might not be aware of.

The government of Canada wants to help make it easier for you to purchase your first home by providing you with:

•  The First-Time Home Buyers’ Credit, to assist first-time home buyers with the costs related to the purchase of a home. (FTHBC) provides a 15 percent credit on a maximum of $5,000 of home purchase costs (e.g. legal fees, land transfer taxes, etc.), meaning maximum tax relief of $750.
• The RRSP Home Buyers’ Plan: The Canadian government's Home Buyers' Plan (HBP) allows first time home buyers to borrow up to $25,000 from your RRSP for a down payment, tax-free. If you're purchasing with someone who is also a first time homebuyer, you can both access $25,000 from your RRSP for a combined total of $50,000.
• Land transfer and Tax Rebates: First time buyers are eligible to receive rebates of the Provincial and Toronto land Transfer Tax. Maxim rebates are: as of January 1st, 2017 - $4000.00 for the Provincial Land Transfer Tax and as of March 1st, 2017 -  $4475.00 for the Toronto Land Transfer Tax.

What many New home buyers do not know is that the help and assistance they will receive for the service and hard work provided by a Real Estate Sales Representative, such as myself, is compensated by commission which will be received from the Listing Home Owner, unless there are special circumstances.  Therefore, my services and hard work are not an additional cost for you as the buyer.  If you are my client I provide you with the upmost care and use my skills to promote your best interest.  As your representative You will have my loyalty, confidentiality and full disclosure of any conflicts of interest that may arise. Details and care in finding available properties that match your needs and keep you informed at all times.  I will put my best efforts to use when reviewing documents, putting together offers on properties, seeking and disclosing relevant facts affecting the property and protect you as a buyer.

At this point you should be asking yourself, why wouldn’t I want Real Estate Agent to take out all the hard work and guessing out of purchasing a new home, all at no extra cost?

Call me today, and take the first step to Achieving your real estate Goals!!!